Blood transfusion local mobility management in many industrial fund-faxuan.net

Blood transfusion local liquidity industrial fund management work with the original title: blood transfusion local Liquidity Fund to multi   management department; push the fund asset securitization / Reporter Wang Lu, editor of the longbow over the past year, the central bank cut interest rates, housing provident fund loan interest rate has dropped by 1 percentage points, the people demand for housing provident fund loans rose sharply in many places, the provident fund management center insufficient liquidity, financial constraints lead to provident fund loans issued queuing phenomenon. The reporter was informed that the fund has been in Huzhou, Sanming, Luzhou and other places of the central provident fund, provident fund launched or will soon launch the asset securitization project, blood transfusion local liquidity, alleviate the problems of contradiction between supply and demand of housing provident fund. In recent years, the amount and amount of the accumulation fund have increased greatly, resulting in insufficient liquidity in some areas. Data show that the three quarter of 2015, new housing provident fund individual housing loans 758 billion 500 million yuan, more than 2014 annual payment amount is more than 99 billion 100 million yuan; the loan rate increased from 68.9% to 76.1%; the balance of funds decreased from 1 trillion and 100 billion yuan to 960 billion yuan. In order to solve the financial problems of stock fund, provident fund last year, the State Council Legislative Affairs Office announced the "Housing Fund Management Ordinance (Revised Draft)" to solicit public opinions, the first confirmed to allow provident fund asset securitization. The so-called "provident fund loan securitization", is the original circulation of housing provident fund credit asset securitization in the form of the sale in the capital market, replacing liquidity after loan. The industrial fund and Huzhou fund jointly launched the "Xing Gan No. 1 Huzhou housing provident fund loan asset-backed special plan" as an example, the special plan issued to qualified investors 380 million yuan priority asset-backed securities issued 20 million yuan subordinated asset-backed securities to the Huzhou municipal housing fund center, raising a total of 400 million yuan. The funds raised will be used for the housing provident fund housing loans granted by Huzhou, and it is expected that 1000 families will be granted loans. "Xing Gan successfully issued 1" has played a good demonstration effect, around the central provident fund and financial institutions have to actively promote the fund asset securitization. According to the reporter, a subsidiary of Societe Generale Societe Generale fund wealth is in the industry earlier to seize the provident fund loans securitization institutions set up ahead of the layout of the asset securitization business professional team. At the same time, due to the project experience, product model mature, can greatly improve the efficiency of industrial fund fund project audit, shorten the project cycle. In addition, the industrial group’s internal linkage also provides a strong guarantee for the success of the industrial fund fund project. The advantages of the industrial fund richly endowed by nature has been doing to complete a number of provident fund asset securitization, and record industry under a number of areas: the first launch in November last year and No. 1 dry Huzhou provident fund asset backed securities ", in December last year, the industrial fund also launched the" Xing Gan No. 2, Sanming provident fund "and" Xing Gan No. 3 "Luzhou provident fund asset backed securities, respectively, Fujian province and Sichuan Province, the first single public offering fund asset securitization products. theory 输血地方流动性 兴业基金携手多地管理   原标题:输血地方流动性 兴业基金携手多地管理    部门推公积金资产证券化   ⊙记者 王璐 ○编辑 长弓   过去一年央行连续降息,住房公积金贷款利率也累计下降1个百分点,老百姓住房公积金贷款需求急剧上升,不少地方出现公积金管理中心流动性不足,资金紧张导致公积金贷款排队发放现象。记者获悉,兴业基金已携手湖州、三明、泸州等多地公积金中心,推出或即将推出公积金资产证券化项目,输血地方流动性,缓解住房公积金供需矛盾突出问题。   近年来,由于公积金提取数量和额度均大幅增加,造成了部分地方的流动性不足。数据显示,2015年前三个季度,新发放住房公积金个人住房贷款7585亿元,比2014年全年发放额还多991亿元;个贷率从68.9%提高到76.1%;结余资金从1.1万亿元减少到9600亿元。   为盘活公积金存量,解决公积金的资金难题,去年国务院法制办公布《住房公积金管理条例(修订送审稿)》公开征求意见,首次确认允许公积金资产证券化。所谓“公积金贷款资产证券化”,就是把原本不流通的住房公积金信贷资产以证券化的形式在资本市场出售,置换成流动性后再放款。   以兴业基金与湖州公积金联合推出的“兴乾1号湖州住房公积金贷款资产支持专项计划”为例,该专项计划向合格投资者发行3.8亿元优先级资产支持证券,向湖州市住房公积金中心发行0.2亿元次级资产支持证券,共募集4亿元。募集的资金将用于湖州住房公积金个人住房贷款的发放,预计将有1000户职工家庭贷款得以及时发放。“兴乾1号”的成功发行起到了良好的示范效应,各地公积金中心纷纷与金融机构携手,积极推进公积金资产证券化。   据记者了解,兴业基金子公司兴业财富是同业中较早抓住公积金贷款资产证券化需求的机构,提前布局成立了资产证券化业务专业团队。同时,由于项目经验丰富、产品模式成熟,可以大幅提高兴业基金公积金项目的审核效率、缩短项目周期。此外,兴业集团内部联动也为兴业基金公积金项目的成功提供了有力保障。   得天独厚的优势使兴业基金目前已承做完成多项公积金资产证券化项目,并创下多个地区行业第一:去年11 月推出“兴乾1号湖州公积金资产支持证券”后,去年12月兴业基金又相继推出 “兴乾2号三明公积金”和“兴乾3号泸州公积金”资产支持证券,分别是福建省和四川省首单公开发行公积金资产证券化产品。   据悉,目前兴业基金还有数单公积金资产证券化项目现处于投行承做阶段。这些项目全部推出后,不仅有利于解决当地公积金供需矛盾、激活住房公积金信贷资产的存量,缓解地方流动性,也对支持地方房地产化解库存、保障民生需求具有重大意义。 进入【新浪财经股吧】讨论相关的主题文章: